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Overview

This service offers bill payments via MasterCard Remote Payment and Presentment Service (RPPS). The MasterCard Remote Payment and Presentment Service (RPPS), governed by MasterCard International, is a fully electronic solution for bill payment processing that provides electronic routing, posting, and next-day settlement of financial transactions.

Bill payment requests received and executed by 5:30 pm ET will be sent to processing the same day and settled the next day.

Billers can return any payment sent through the RPPS network. Each returned payment includes a return code that provides the reason the payment is being returned. Payments may be returned if the Biller is unable to post the payment, as may occur if an invalid account number or closed account number is used. MasterCard RPPS also allows partial returns. These may be used for various reasons, such as discounts, commissions, rebates, or fees.

Below is a visual overview of the general bill payment process.

BillsProcessOverview

BillsProcessOverview