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Credit Transaction

Request URL

POST /ibis/financial/funds-credit

Description

This endpoint will credit (add) funds to the specified card or vAccount. When using this endpoint with a vAccount only account, use the issued cFiAccountId as the value for the cFiCardId property.

The /ibis/financial/funds-credit endpoint supports idempotency and will not accept requests with duplicate reference IDs. The external reference ID included in the request body is how connectFi controls for duplicate transaction requests. It is important to note that transaction requests submitted with unique reference IDs will not be considered duplicates, even if there are other properties with identical values. For example, the following requests are not considered duplicates.

{
    "reference": "EXT_REFERENCE_ID1", //Different reference IDs
    "cFiCardId": "icrd_4Iex5dfzlnJWTYal2K5YQI",
    "description": "Both of these transactions will post.",
    "amount": 24,
    "currency": "USD"
}
{
    "reference": "EXT_REFERENCE_ID2", //Different reference IDs
    "cFiCardId": "icrd_4Iex5dfzlnJWTYal2K5YQI",
    "description": "Both of these transactions will post.",
    "amount": 24,
    "currency": "USD"
}

Schema

Property table for ibis/financial/funds-credit

Property Description Required Schema
reference An external alphanumeric reference ID for the entity in your system Yes {
  "type": "string",
  "pattern": "^[0-9a-zA-Z]+$",
  "minLength": 1,
  "maxLength": 32,
  "description": "common-reference"
}
description description No {
  "type": "string",
  "minLength": 1,
  "maxLength": 60,
  "description": "ibis-description"
}
amount amount Yes {
  "type": "number",
  "exclusiveMinimum": 0,
  "amountPrecision": 2,
  "description": "common-amount"
}
currency A three character ISO alphabetic code to identify the currency Yes {
  "type": "string",
  "maxLength": 3,
  "minLength": 3,
  "pattern": "^[A-Z]+$",
  "description": "common-currency"
}
cFiCardId The card ID in connectFi Yes {
  "type": "string",
  "pattern": "^[0-9a-zA-Z_]+$",
  "minLength": 1,
  "maxLength": 36,
  "description": "common-id"
}

Request Body

{
    "reference": "ExtCFunds206",
    "cFiCardId": "icrd_575fma7wGFKTgSx537PMcO",
    "description": "test trn",
    "amount": 5,
    "currency": "USD"
}

Snippet Examples

javascript

const axios = require('axios');
const data = {
    "reference": "ExtCFunds206",
    "cFiCardId": "icrd_575fma7wGFKTgSx537PMcO",
    "description": "test trn",
    "amount": 5,
    "currency": "USD"
}
;
const config = {
  method: 'POST',
  url: '${CONNECTFI_BASE_URL}/ibis/financial/funds-credit',
  headers: {
    'Content-Type': "application/json",
    'x-connectfi-token': "A long random string token received from /auth/get-token request"
  },
  data
};

let result;
try {
  result = await axios.request(config);
  if (result.status === 200) {
    console.log(JSON.stringify(result.data));
  }
} catch (err) {
  console.log({
    errCode: err.code,
    responseStatus: err.response && err.response.status,
    data: err.response && JSON.stringify(err.response.data)
  });
}

cURL

curl --location "CONNECTFI_BASE_URL/ibis/financial/funds-credit" --data "{    \"reference\":\"ExtCFunds206\",   \"cFiCardId\":\"icrd_575fma7wGFKTgSx537PMcO\",   \"description\":\"test trn\",   \"amount\":5,   \"currency\":\"USD\"}" --header "Content-Type: application/json" --header "x-connectfi-token: A long random string token received from /auth/get-token request" 

Successful Response Examples

200 SUCCESSFUL RESPONSE

HEADERS

Header Value
Content-Type application/json
x-connectfi-token A long random string token received from /auth/get-token request

REQUEST BODY

{
    "reference": "ExtCFunds200",
    "cFiCardId": "icrd_1qaR2QEPXIRKr4jOyjQkTw",
    "description": "test trn",
    "amount": 20,
    "currency": "USD"
}

RESPONSE BODY

{
    "code": "0",
    "data": {
        "reference": "ExtCFunds200",
        "cFiFundsId": "ifnd_xiV52EEqIR1pemVvDqnUC",
        "cFiAggregatorId": "CLIENTID",
        "type": "credit",
        "cFiCardId": "icrd_1qaR2QEPXIRKr4jOyjQkTw",
        "cFiStatus": "Complete",
        "boTransId": "F2166100328",
        "arn": "0000000000000000002D",
        "fee": 0,
        "balance": 20,
        "lastDepositAmount": 0,
        "ledgerBalance": 20,
        "dtsCreatedAt": "2023-11-12T23:06:10.553Z"
    },
    "requestId": "119ea1a081b011ee9b7427220cc6c212"
}